Tuesday, September 8, 2009

Car insurance

Car insurance is to cover damages to property or injury to people that may happen if you have an accident while driving a car. It also in many cases pays off your car loan if your car is stolen.

Basically, it covers expenses that you could probably never afford on your own if you had an accident with your car and hurt someone else, or damaged their property.

Having good grades will decrease the cost of insurance, but it is still going to be grossly expensive at your age. That is because at age 16, most drivers are still not very experienced, and more likely to get into an accident.

The only way to make it a little cheaper is to go to driver's ed, drive the cheapest car that you can safely get around in, and do not get any speeding tickets or accidents

The price will be higher because of your age; your grades probably won't make much difference. The price also depends on where you live, what kind of car you have, how much you drive it, and where you park it at night (e.g. on the street vs. in a garage). So the only way to know is to talk to an insurance agent, or look up some prices online, for instance at http://www.insurance.com

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